2909 SW 38th Street, Cape Coral, FL 33914

$775,000
4
BD
2
BA
2,204
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$775,000
Listing Price
$775,000
Days on Market
0
MLS#
2026032154
Bedrooms
4
Bathrooms
2
Living Sq. Ft
2,204
Property Class
Single Family Residential
Building Design
Single Family
Status Type
Resale
Status
ACTIVE
County
Lee
Region
CC22 - Cape Coral Unit 69,70,72-
Development
Cape Coral
Subdivision
Cape Coral

Property Description

Not located in a flood zone, with no flood insurance required—a rare and valuable advantage for a Gulf access home in the highly sought-after Surfside neighborhood. Where else can you find a Gulf access pool home offering this much value? Opportunities like this are incredibly rare.This beautifully maintained, waterfront home perfectly combines modern updates, spacious living, and the Florida lifestyle you’ve been dreaming of. Built in 2005 and offering more than 2,200 square feet of living space, this home provides peace of mind with a new roof (2023), a new A/C system, and complete hurricane protection, including hurricane windows, electric roll-down and accordion shutters on all major openings.  Boating enthusiasts will appreciate the Gulf access canal, expansive captain’s walk with electric service already in place for your future dock or lift, and the fenced backyard that offers both privacy and convenience.  Inside, you’ll find tile flooring throughout, granite countertops in every bathroom, stainless steel appliances, custom blinds, plantation shutters, and four sets of sliding glass doors. A wall of windows fills the home with natural light while showcasing beautiful canal views from the main living areas and the spacious primary suite.  Step outside to your private backyard oasis, where a large under-truss lanai provides plenty of shade overlooking the heated pool—the perfect place to relax, entertain guests, or enjoy Southwest Florida’s year-round sunshine. If you’ve been searching for a move-in-ready Gulf access pool home in one of Cape Coral’s most desirable neighborhoods, offering generous living space, major updates, waterfront boating access, and exceptional value—with the added benefit of no flood insurance requirement—this is the one you’ve been waiting for.

Additional Information

Year Built
2005
Garage Spaces
2
furnished
Negotiable
Pets
Yes
Amenities
None
Community Type
Boat Facilities, Non-Gated
View
Canal
Waterfront Description
Canal Access, Seawall
Pool
Yes
Building Description
1 Story/Ranch
Lot Size
0.245
Construction
Block, Concrete, Stucco
Rear Exposure
N
Roof
Shingle
Flooring
Tile
Exterior Features
Fence, Security/High Impact Doors, Sprinkler/Irrigation, Shutters Electric
Water
Assessment Paid
Sewer
Assessment Paid
Cooling
Central Air, Ceiling Fan(s), Electric
Interior Features
Breakfast Bar, Built-in Features, Bathtub, Tray Ceiling(s), Handicap Access, Kitchen Island, Pantry, Separate Shower, Cable TV, Walk-In Pantry, Walk-In Closet(s), Split Bedrooms
Gulf Access
Yes
Waterfront
Yes
Furnished Description
Negotiable

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Courtesy of RE/MAX Nautical Realty

The data relating to real estate for sale on this limited electronic display comes in part from the Southwest Florida MLS Listing Service. Properties listed with brokerage firms other than our company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the Listing Brokers. The properties displayed may not be all the properties available through the BR Program. The source of this real property information is the copyrighted and proprietary database compilation of the participating Southwest Florida MLS organizations and is Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. Some properties that appear for sale on this limited electronic display may no longer be available. Data last updated .